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Car On Rural Road

Auto Insurance for Grand Blanc Area Drivers

Michigan auto insurance has more choices than most states, and that can make it confusing. I'm Dave Pettengill, CPIA, and our job at Michigan Insurance is to make it simple. We compare rates from several carriers, explain each coverage in plain terms, and help you land on a policy that protects you without paying for things you don't need.

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WHAT'S COVERED

Every Michigan policy includes liability, which pays if you injure someone or damage their property, plus the medical portion called PIP, where you now get to choose your level. From there you can add collision and comprehensive to cover your own vehicle, uninsured motorist coverage, and options like broad form collision, which is the endorsement that waives your deductible if you're not at fault. We'll explain what each choice means for you and your budget.

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WHY USE AN INDEPENDENT AGENT

Because we can quote several companies, we can usually find a better fit than going direct to just one. We'll also be honest about the trade offs. Sometimes the cheapest option isn't the one we'd want for you come claim time, and we'll tell you that. And if your rate goes up down the road, we can shop it again for you.

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LOCAL TO GRAND BLANC

We're based in Grand Blanc and insure drivers all over Fenton, Holly, Davison, Burton and the rest of Genesee County. When you have a fender bender on Saginaw St or need to add a teenage driver, you can call the office and talk to someone who knows you and your policy.

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FAQ

What PIP level should I choose?

It depends on your health insurance and your family. We'll walk you through the options and what you'd give up at each level so you can make the call that feels right.

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Do I need full coverage on an older car?

Not always. If the car isn't worth much, dropping collision and comprehensive can save money. We'll help you weigh it.

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What do I need to get a quote?

Your driver's license info, the vehicles you want covered, and your current declaration page if you have one. You can start online or just give us a call.

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LET'S SEE WHAT WE CAN FIND FOR YOU

​No pressure, just honest options.

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